Legal & compliance
Terms of use
The plain-language rules for using this site. They’re written to be read — not buried.
1. Acceptance of these terms
By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site. We may update these terms from time to time; the version posted on this page is the one that applies.
2. Nature of the content
Everything on this website — text, guides, articles, and examples — is provided for general educational and informational purposes only. It is not legal, tax, accounting, investment, or lending advice, and it is not a credit repair or counseling service. Content on this site may not apply to your specific situation. Before acting on anything you read here, consider consulting a qualified professional.
3. No guarantees
We do not promise, guarantee, or imply any particular credit score, credit report change, loan approval, or funding outcome. Credit scores are calculated by third parties, and lending decisions are made by lenders applying their own criteria. Any examples of outcomes shown on this site are illustrative only and are not a promise of results for you.
4. Submitting an inquiry
When you submit a contact, consultation, or appointment request, you agree to provide accurate information and to be contacted at the phone number or email you provide, only with your consent and only about your inquiry. Please do not include sensitive information — Social Security numbers, dates of birth, account numbers, government IDs, or financial documents — in any form on this site. If a service requires such information later, we will obtain it through a secure channel.
5. Privacy
How we collect and use information is described in our Privacy Policy, available in the footer of this site, and in our Consumer Disclosures. By using this site you agree to the practices described there.
6. No lending or brokering
A & M Legacy Elevation is a consulting and educational practice. It is not a lender, and it does not broker or arrange financing on behalf of any lender. References to funding, financing, and capital describe general readiness preparation and general application requirements only.
7. Intellectual property
The name, logo, wordmark, and content on this website are the property of A & M Legacy Elevation (an affiliate of A & M Marketing LLC) and are protected by applicable law. You may not copy, reproduce, or redistribute them without permission, except for personal, non-commercial use.
8. Limitation of liability
This website and its content are provided “as is,” without warranties of any kind, express or implied. To the fullest extent permitted by law, A & M Legacy Elevation will not be liable for any damages arising out of or related to your use of this website or your reliance on its content.
9. Contact
Questions about these terms? Call or text us at (205) 243-2778, or send a message through our contact page.
Questions about any of this? Call or text (205) 243-2778 or visit our contact page.